Write Off Information
Additional Information
- Condition Data Check
- Categories Of Write-Off
- Should I Buy A Written-Off Vehicle?
- Will previous accident damage be recorded?
- Can we tell the exact area of damage?
- What does third party or self-insured mean?
- Scrapped
Condition Data Check
We check if the bike has been recorded as written-off by an insurance company due to a damage or theft-related insurance claim. A damage-related insurance claim means the bike has been involved in an accident and the insurer has decided that the bike is uneconomical to repair. You should only proceed with the purchase once you are satisfied that the repairs have been carried out to a high standard and that the bike is roadworthy. A theft-related insurance claim indicates that the bike, at some time in its life, has been stolen and an insurance company has paid out a claim on it. In these circumstances the insurance company becomes the legal owner.
Will previous accident damage be recorded?
We will only show accident damage if the vehicle has been subject to a total loss claim through an insurance company. If the vehicle has been damaged but repaired by the insurance company or the owner, then there will be no record of it.
This vehicle has been written off, can you tell me the exact area of damage?
The insurance company do not release this detail of information. They only tell us the category of write off which gives an indication of the severity of the damage. If you are looking for further information regarding this matter we would advise getting the vehicle mechanically inspected.
What does third party or self-insured mean?
If a vehicle belongs to a large fleet it may be insured for the legal minimum only. This means that if it is damaged the fleet owner must either repair it, or send it to salvage. This is called 'self-insured'. Similarly some individuals only insure their vehicle as 'third party' due to the cost of the policy compared with the value of their vehicle. If the vehicle is damaged the insurance policy will not pay for any repairs so therefore there is no record of the damage.
Many vehicles are bought from salvage, repaired and sold on. There is no guarantee that repairs have been carried out to a satisfactory standard. There are other instances where a vehicle has been badly damaged and the insurance company have refused to pay for repairs, for example if it was being driven by an uninsured driver, or if was stolen with the keys in.
Scrapped
Scrapped information is received from the DVLA and DVLNI.
Do not proceed with the purchase if the bike is recorded as scrapped.
Please contact our Service Support Team for more information.
Useful CheckABike Information
To find out more about CheckABike, click on the links below:
- Important Information
- Finance Agreements
- High Risk
- Stolen Vehicle Database
- VIN
- Previous Keepers
- Mileage
- The Seller
- The Dealer
- Private Sales
- How To Avoid Fraud
- Import
- Used Before First Registration
- Export
- DVLA Data
- How To Contact Our Service Support Team
You may also find it useful to read the information below:
